Wou can be as bad debts on credit cards in 2 categories, depending on what you understand by credit card bad debt losses. The first category of debt defaults, credit cards guaranteed credit cards (also known as guaranteed credit cards). This demand losses on credit cards require security, so you should be open (and care) a bank account in bad debt losses credit card suppliers. Credit limit for doubtful debts your credit card is calculated as a percentage of the amount that you rest in a bank account that you have a credit card receivables losses suppliers. Normally, this is 50-100% of your bank account. For example, credit card receivables losses could spend the amount you hold in your bank account, but only to spend as you change (in other words, instead of cash expenditure, you need to use their credit card bad debts). So for doubtful debts by credit card, you can enjoy the convenience and other benefits that are associated with credit cards, even in bad debt. This security is important for uncollectible credit card provider, at the end, how to trust someone has a bad credit rating.
Other categories of debt defaults unusual credit cards, maps, however, that we know the only difference is how you're doing and purpose behind them. We are talking about credit cards that you as a mechanism to consolidate debt, which is to consolidate debt losses (as such any bad debts). You can claim losses on credit cards. Let them the balance, because your current high interest credit cards these bad debts of credit cards, which is less effective annual interest (at least initially). So, this claim losses from credit cards to help you in consolidating your debts and obtain the release of TAP to know more about your current card.
Some people accept these two categories of credit cards as bad debts on credit cards, while others tend to go with one side or the other. So, what you feel doubtful debts credit card is actually a matter of personal choice.