1. First, stop charging purchases and use only cash. If you do not have cash to buy something immediately, defer purchases until you have money. Do everything you can to prevent an increase in your balance. Keep these thoughts in mind when tempted to buy:
* This item is necessary, and I really need it now?
* Is this going to make me feel better or worse, when I see my monthly statement?
* Can I simply do without him and save money on the impact of debt?
Indeed give some thought before you buy a flash plastic.
2. If you can consolidate you account for the low annual interest rate card. You probably receive such low levels offers in the mail all the time. Start outlook over the terms of the proposal and see if you combine the accounts. Many times payments will be less and will be an introductory period, no interest or very low interest rate for several months. Make sure to see all the conditions before deciding.
3. Always pay more than the minimum payment due. Any amount for a minimum help to reduce your balance. This reduction will also decrease the amounts due, because interest is calculated on the outstanding balance of debt. If you have multiple credit cards, choose one with a low balance in the first rapid results and pay so much extra as you can afford. Then apply the same method for the next account to continue your progress.
There are many other ways to eliminate credit card debt quickly. The three councils will soon begin work on a rapid reduction in credit card debt. Just stay determined and perseverance!